Artificial intelligence =
actionable insights

Group Health Solutions for Stop Loss Carriers, MGUs, and Captives

Assess proper ISL limits for prospective groups

Recognize high risk claims that will pierce deductible layers

Identify drug utilization and conditions for care management

Decrease quote turnaround time

Enable straight-through processing

Make more informed decisions, faster

Group health underwriting is a fiercely competitive business where speed, accuracy, and pricing drive success. The ability to discern risk at a nuanced level makes all the difference.

What if you could identify good risks that others miss, and price them to win, while avoiding bad risks or pricing them so you can maintain a healthy loss ratio? Imagine if you could do this while also dramatically reducing quote turnaround times.

Now you can, with the power of Gradient AI’s SAIL™ Solution for Group Health Underwriting.

Speak with us about Group Health Solutions

Better Risk Assessment. Better Underwriting.

SAIL™ for New Business

Improve your risk assessment capacities through a combination of machine learning, and our vast SAIL™ dataset, comprised of medical, prescription, and lab data, to obtain predictive insights to identify risk with speed and accuracy never before possible.

Our SAIL™ dataset, combined with our modeling expertise, uniquely positions Gradient AI to help you price more accurately, better manage risk, and grow more profitably.

Enhance your underwriting capabilities by gaining a more complete in-depth picture of risk to compete more effectively and win more business while improving loss ratios. Gradient AI’s Group Health Underwriting Suite enables you to:

Price policies more accurately and aggressively
Capture more business with streamlined underwriting and faster quote turnaround times
Better manage risk and reduce loss ratios with deeper insights into group risk

“We chose Gradient AI because of all the solutions we researched; it made us feel the most comfortable. We felt it had equal parts accuracy, with the data to back it up. We increased our overall underwriting production and efficiency this past busy 1/1 quote season. We had no backlog and tripled our production in sold fully insured cases.”

– Steve Schroeder, Vice President for Level Funding,
Dallas Risk Management (MGU)

“We are focused on delivering health insurance to drive the delivery of quality healthcare at a lower cost. We recognized the potential for AI to help us realize this goal and provide a better customer experience. Our success has been driven not only by Gradient SAIL’s accurate and deep risk assessments but also the ability to integrate the intelligence we have gained directly into our underwriting processes.”

– David Voorhees, Founder and CEO, True Captive Insurance