HOW IT WORKS
Our approach to turning data into actionable insight
HOW IT WORKS
Our approach to turning data into actionable insight
Gradient AI converts complex modeling into a structured decision process that feels simple, seamless and logical. Now insurers can arrive at insights with a rigor and certainty previously unimaginable.
3 steps to better decision making
- Integrating data sources for a comprehensive view of risk
Legacy technology and siloed data make it difficult to get a unified picture of risk. Enter Gradient AI. We start with the industry’s largest set of proprietary data. And we consider factors across the entire risk lifecycle, from underwriting to claims, unlike other solutions.
- Applying AI to identify patterns of risk
Across individuals, policies and portfolios, our predictive models reveal risk not otherwise visible. Armed with these real-time insights, your teams can quickly detect potential drivers of loss and take steps to protect profitability.
- Converting insights into better real-world decisions
Gradient AI is a decision-oriented system. Our goal is to provide you with meaningful outputs that tell you why a risk moves, not just by how much. This more in-depth view can enhance:
- Underwriting: Flag high risks and price accordingly to improve loss ratios
- Claims: Better understand claim direction to reduce duration and costs
- Portfolio: Identify concentration of risk and optimize capital allocation
A system that improves over time
Our models continuously learn from new data and adapt to changing risk patterns, improving predictive accuracy.
10M+
health data points
325M+
integrated US medical records
Group health solutions
Tackle your biggest challenges in underwriting, stop loss and population risk.
Property & casualty and workers’ comp solutions
Maximize underwriting accuracy, claims responsiveness and operational efficiency.
Let’s talk about your business
Request a demo or talk to a sales rep to see how we can take your enterprise further.
Insights that go a step beyond
Improve decision-making with the latest on AI insurance trends and strategies each month.